Our Financing Solutions
Tailored Financial Services for You
01
Home Credit Loans
Fernwood Financial offers home credit loans that provide accessible funding for individuals facing financial challenges. Our loans are tailored to each customer’s needs, ensuring that repayments are manageable and affordable, allowing you to regain control over your financial situation while maintaining peace of mind.
02
Personalised Support
Our team at Fernwood Financial is committed to providing personalised assistance with every financial decision. From face-to-face consultations to modern digital interactions, we ensure that you receive comprehensive support tailored to your unique circumstances. Our goal is to empower you through transparency and expertise, making financial management straightforward and approachable.
03
Responsible Lending
At Fernwood Financial, responsible lending is at the core of our operations. We adhere to the FCA’s Consumer Duty, ensuring that our customers are not overburdened by debt. Our thorough assessment process guarantees that you only borrow what you can afford to repay, fostering financial stability and trust between us and our valued clients.
04
Flexible Repayment Plans
We understand that financial situations can vary. That’s why we offer flexible repayment plans tailored to your needs. Whether you require shorter or longer repayment periods, our team works with you to establish an affordable plan that suits your lifestyle, ensuring you can manage your finances confidently without undue stress.
Simple and Clear Process
How Our Services Work for You
Get Started
Begin your journey with a simple online application form to assess your eligibility for our financing solutions.
Personal Consultation
Our expert team will arrange a personalised consultation to discuss your specific needs and guide you through the best options.
Receive Your Loan
Once approved, funds will be promptly disbursed, allowing you to utilise your loan for the intended purpose efficiently.
We’re Here to Help
Representative Loan Example : £1000 loan repayable over 23 weeks.
23 Weekly payments of £70.
Total amount of credit £1610.
Rate of interest 138.30% per annum (Fixed).
Representative 838.4% APR
Warning: Late repayment can cause you serious money problems.
For help, go to moneyhelper.org.uk