Welcome

Discover Our Commitment to Financial Empowerment

Who We Are

Leading the Way in Responsible Home Credit Solutions

For over 20 years, Fernwood Financial has been a trusted partner for individuals seeking home credit loans in Liverpool. Our flexible and accessible financial solutions empower clients to overcome challenges with mainstream credit. With a focus on responsible lending, we have helped thousands achieve financial stability while maintaining transparency and prioritising affordability, ensuring a supportive journey for every client.

At Fernwood Financial, we believe in community empowerment. Our dedicated team combines personalised face-to-face support with modern digital options, fostering lasting relationships with our clients and helping them to confidently manage their finances through ethical and transparent practices that prioritise their well-being.

Mission

To provide accessible financial solutions with a focus on responsible lending, empowering individuals to achieve financial independence.

Vision

To be a leading provider of ethical financial services, transforming lives through innovative and respectful lending practices.

Value

We uphold integrity, transparency, and community trust, ensuring our clients feel valued and supported throughout their financial journey.

Our Journey

A 20-Year Legacy of Financial Support and Community Commitment

Founded over two decades ago, Fernwood Financial has evolved from a small finance company into a reputable leader in home credit loans in Liverpool. Our commitment to ethical lending and community empowerment has driven our growth, allowing us to provide tailored financial solutions that meet the diverse needs of our clients while fostering lasting trust and relationships throughout the region.

We’re Here to Help

Representative Loan Example : £1000 loan repayable over 23 weeks.
23 Weekly payments of £70.
Total amount of credit £1610.
Rate of interest 138.30% per annum (Fixed).
Representative 838.4% APR
Warning: Late repayment can cause you serious money problems.
For help, go to moneyhelper.org.uk

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